As a CERTIFIED FINANICIAL PLANNER™ professional, we are bound by the fiduciary code that dictates that we must advise what is best for our clients.  This is different from other financial firms who do not have a fiduciary duty.  At Mulligan Financial Group, we do not sell commission financial products such as annuities or life insurance.  We pride ourselves in an honest, straighforward approach with your best interests at heart.

 

A detailed planning process is the best way to establish financial security. Once we get to know you we can begin to develop a dynamic plan that will meet your immediate needs and goals while adjusting for changes in your professional and social life down the road. We are in it together for the long haul.

 

So what are the steps?

 

1) "Second Chance Consultation"

This session is all about you and your financial goals.  We will determine where you are today and the steps necessary for a secure financial future.  As part of this process, we will identify your goals, priorities, preferences, as well as potential obstacles. In a confidential and laid-back setting, you will leave this meeting with a clear direction and path forward.


2) Investment Policy Meeting

At the Investment Policy Meeting, we will provide a detailed "x-ray" of your current portfolio and compare your current holdings to our recommendations.  Your personalized investment plan will be based on the goals we discussed in the "Second Chance Consultation", your tolerance for risk and your time horizon.   


3) Detailed Planning

Now it is time to set you up with a plan. Based on the prior discussions, we can deliver an easy to follow roadmap that will lead you towards your financial goals. We will specifically address the areas that are of greatest importance to you: retirement savings, investment options, risk management, insurance, home ownership, estate planning, and detail the steps needed to conquer each obstacle.


4) Regular Progress Meetings

Your priorities and goals will inevitably shift through time which is why we are here to proactively prepare your plan. We embrace change. As your life circumstances facilitate a different approach to financial planning, wealth management, and savings options, we will be a constant presence to ensure that your plan transitions along with you.

 

Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the CFP® certification mark, the CERTIFIED FINANCIAL PLANNER™ certification mark, and the CFP® certification mark (with plaque design) logo in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.